:root{--bg:#ffffff;--ink:#0c1013;--muted:#68727a;--line:#dee2e5;--hair:#e8ebed;--red:#dc3a2e;--green:#1c9e57;--btn-ink:#0c1013;--btn-text:#ffffff}:root[data-theme=dark]{--bg:#0c0f11;--ink:#f1f4f5;--muted:#8e9aa1;--line:#272c30;--hair:#1d2225;--red:#f0564a;--green:#37b36e;--btn-ink:#f1f4f5;--btn-text:#0c0f11}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font:16.5px/1.65 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;-webkit-font-smoothing:antialiased}.wrap{max-width:1020px;margin:0 auto;padding:0 22px}a{color:var(--ink);text-decoration-thickness:1px;text-underline-offset:3px}.mono{font-family:ui-monospace,Cascadia Mono,Consolas,Menlo,monospace}.duo{height:3px;width:64px;background:linear-gradient(90deg,var(--red) 0 50%,var(--green) 50% 100%);border:none;margin:0}.kicker{font-family:ui-monospace,Cascadia Mono,Consolas,monospace;font-size:12px;letter-spacing:.18em;color:var(--muted);text-transform:uppercase}h1,h2{margin:0;font-weight:900;letter-spacing:.02em;line-height:1.04;text-wrap:balance}h2{font-size:clamp(26px,4vw,40px);text-transform:uppercase}h3{margin:0;font-weight:800;font-size:17px;letter-spacing:.01em}nav{justify-content:space-between;padding:20px 0;border-bottom:1px solid var(--ink);gap:16px;position:-webkit-sticky;position:sticky;top:0;background:var(--bg);z-index:50}.wordmark,nav{display:flex;align-items:center}.wordmark{font-weight:900;font-size:17px;letter-spacing:.14em;text-transform:uppercase;text-decoration:none;gap:10px}.wordmark .themetoggle{cursor:pointer}nav .links{display:flex;gap:24px;font-size:13px;letter-spacing:.06em;text-transform:uppercase}nav .links a{color:var(--muted);text-decoration:none;padding-bottom:3px;border-bottom:2px solid transparent}nav .links a:hover{color:var(--ink);border-image:linear-gradient(90deg,var(--red) 0 50%,var(--green) 50% 100%) 1}@media (max-width:760px){nav .links{display:none}}.btn{display:inline-block;background:var(--btn-ink);color:var(--btn-text);text-decoration:none;font-weight:700;font-size:14px;letter-spacing:.08em;text-transform:uppercase;padding:14px 24px;border:1px solid var(--btn-ink);cursor:pointer;font-family:inherit;transition:box-shadow .15s ease}.btn:hover{box-shadow:4px 4px 0 -1px var(--red),8px 8px 0 -2px var(--green)}.btn.outline{background:transparent;color:var(--ink);border:1px solid var(--ink)}.btn:focus-visible,a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid var(--red);outline-offset:2px}.hero{display:grid;grid-template-columns:1.2fr .8fr;grid-gap:56px;gap:56px;align-items:end;padding:64px 0 56px}@media (max-width:760px){.hero{grid-template-columns:1fr;gap:36px;padding:36px 0 40px}}.hero h1{font-size:clamp(42px,7.2vw,84px);text-transform:uppercase;letter-spacing:.03em;margin:18px 0 14px}.hero .role{font-size:17.5px;color:var(--muted);max-width:44ch;margin:0 0 26px}.hero .role b{color:var(--ink)}.status{font-family:ui-monospace,Cascadia Mono,Consolas,monospace;font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;display:flex;align-items:center;gap:10px;margin-bottom:26px}.status:before{content:"";width:8px;height:8px;background:var(--green);flex:none}.cta-row{display:flex;gap:14px;flex-wrap:wrap}.portrait{margin:0;justify-self:end}.portrait img{display:block;width:100%;max-width:360px;height:auto;filter:contrast(1.02)}.portrait figcaption{font-family:ui-monospace,Consolas,monospace;font-size:11px;letter-spacing:.08em;color:var(--muted);margin-top:8px;text-transform:uppercase}@media (max-width:760px){.portrait{justify-self:start}}.chart{border-top:1px solid var(--ink);border-bottom:1px solid var(--ink);padding:34px 0 26px;text-align:center}.chart .row{display:flex;align-items:baseline;justify-content:center;gap:6px;font-weight:900;letter-spacing:.45em;text-indent:.45em;line-height:1.25}.chart .row small{font-weight:400;font-size:10.5px;letter-spacing:.05em;text-indent:0;min-width:44px;text-align:left}.chart .row small,.chart a{font-family:ui-monospace,Consolas,monospace;color:var(--muted)}.chart a{font-size:12.5px;letter-spacing:.14em;text-transform:uppercase}.chart a:hover{color:var(--ink)}section{padding:72px 0 64px}section+section{border-top:1px solid var(--line)}.sec-label{display:flex;align-items:center;gap:14px;margin-bottom:14px}.sec-label .kicker{color:var(--ink)}.section-head{max-width:640px;margin-bottom:40px}.section-head p{color:var(--muted);margin:14px 0 0}.about{display:grid;grid-template-columns:.75fr 1.25fr;grid-gap:56px;gap:56px;align-items:start}@media (max-width:760px){.about{grid-template-columns:1fr;gap:28px}}.about img{width:100%;max-width:300px;height:auto}.about p{margin:0 0 16px}.about p.q{font-size:20px;line-height:1.5;font-weight:600;margin:26px 0;padding-left:18px;border-left:3px solid var(--ink)}.facts{margin-top:26px;border-top:1px solid var(--ink)}.facts div{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid var(--line);font-size:14.5px}.facts div span:first-child{font-family:ui-monospace,Consolas,monospace;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);padding-top:2px}.facts div span:last-child{text-align:right;font-weight:600;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));grid-gap:0;gap:0;border:1px solid var(--ink)}.tile{padding:26px 24px 30px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.tile:last-child{border-right:none}@media (max-width:760px){.tile{border-right:none}}.tile .num{font-family:ui-monospace,Consolas,monospace;font-size:11px;color:var(--muted);letter-spacing:.1em;display:block;margin-bottom:14px}.tile p{font-size:14.5px;color:var(--muted);margin:10px 0 0}.timeline{max-width:640px}.tl{display:grid;grid-template-columns:74px 1fr;grid-gap:0 22px;gap:0 22px;border-left:1px solid var(--ink);position:relative;margin-left:6px;padding:0 0 30px 24px}.tl:before{content:"";position:absolute;left:-5px;top:6px;width:9px;height:9px;background:var(--bg);border:2px solid var(--ink);border-radius:50%}.tl:last-child{padding-bottom:4px}.tl .year{font-family:ui-monospace,Consolas,monospace;font-weight:700;font-size:15px;padding-top:1px}.tl .body b{display:block;font-size:16.5px}.tl .body span{color:var(--muted);font-size:14.5px}@media (max-width:560px){.tl{grid-template-columns:1fr;gap:2px}}.signup{max-width:600px}.signup form{display:flex;gap:0;margin-top:22px;flex-wrap:wrap}.signup input{flex:1 1;min-width:220px;font:inherit;padding:14px;border:1px solid var(--ink);background:var(--bg);color:var(--ink)}.note{font-size:13px;margin-top:12px}.note,footer{color:var(--muted)}footer{border-top:1px solid var(--ink);padding:36px 0 60px;display:flex;justify-content:space-between;gap:28px;flex-wrap:wrap;font-size:14px}footer a{color:var(--muted)}footer .col b{color:var(--ink);font-weight:700;display:block;margin-bottom:6px;font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;font-family:ui-monospace,Consolas,monospace}#tester{border:1px solid var(--ink);margin-top:36px}#tester .inner{padding:26px 22px 30px;max-width:560px;margin:0 auto}.t-progress{display:flex;gap:6px;margin-bottom:22px}.t-progress span{height:4px;flex:1 1;background:var(--line)}.t-progress span.done{background:linear-gradient(90deg,var(--red) 0 50%,var(--green) 50% 100%)}.screen{display:none}.screen.active{display:block;animation:fade .25s ease}@keyframes fade{0%{opacity:0;transform:translateY(4px)}to{opacity:1;transform:none}}@media (prefers-reduced-motion:reduce){.screen.active{animation:none}}.t-eyebrow{font-family:ui-monospace,Consolas,monospace;font-size:11.5px;letter-spacing:.14em;color:var(--muted);margin:4px 0 8px}.t-eyebrow,.t-h{text-transform:uppercase}.t-h{font-size:22px;font-weight:900;letter-spacing:.02em;margin:0 0 8px}.t-lead{color:var(--muted);margin:0 0 18px;font-size:15px}.choice{display:block;width:100%;text-align:left;margin:8px 0;padding:14px;font:inherit;font-size:15px;background:var(--bg);color:var(--ink);border:1px solid var(--line);cursor:pointer}.choice:hover{border-color:var(--ink)}.primary-t{width:100%;padding:15px;font-size:15px}.pill{display:inline-block;font-family:ui-monospace,Consolas,monospace;font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:4px 9px;border:1px solid}.pill.ok{color:var(--green);border-color:var(--green)}.pill.warn{color:#b07a18;border-color:#b07a18}.pill.crit{color:var(--red);border-color:var(--red)}.result-row{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:13px 0;border-bottom:1px solid var(--line)}.result-row b{font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.disclaimer{font-size:12.5px;color:var(--muted);border:1px dashed var(--line);padding:12px 14px;margin-top:18px}.cardframe{border:2px solid var(--ink);height:0;position:relative;margin:12px auto;background:var(--hair);max-width:100%}.cardframe:after{content:"Bankkarte hier anlegen";position:absolute;inset:0;display:grid;place-items:center;font-family:ui-monospace,Consolas,monospace;font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}.slider{width:100%}label{font-size:13.5px;color:var(--muted);display:block;margin:14px 0 4px}input[type=email]{font:inherit}.steps{margin:0;padding-left:20px;color:var(--muted);font-size:14.5px}.steps li{margin:6px 0}.steps b{color:var(--ink)}.testfield{display:grid;place-items:center;padding:20px 0}.fieldnote{font-size:12.5px;color:var(--muted);text-align:center;margin:0 0 14px}.dpad{display:grid;grid-template-columns:repeat(3,1fr);grid-template-areas:". u ." "l c r" ". d .";grid-gap:8px;gap:8px;max-width:280px;margin:0 auto}.dpad button{padding:16px;font-size:18px;background:var(--bg);color:var(--ink);border:1px solid var(--ink);cursor:pointer}.dpad button:hover{background:var(--ink);color:var(--bg)}.dpad .u{grid-area:u}.dpad .l{grid-area:l}.dpad .c{grid-area:c;font-size:13px;text-transform:uppercase;letter-spacing:.06em}.dpad .r{grid-area:r}.dpad .d{grid-area:d}